Featured Articles
It IS The Right Time To Buy A Home in Phoenix AZ
July 30, 2010 by Adele Coffman · View Comments
I have many folks who are “on the fence” right now and can not seem to make the decision to move forward and purchase a home. I understand why! The market has been so different than anything we have ever experienced…no one knows exactly what to think.
But here are a few reasons why it’s a GREAT time to buy…especially here in the Phoenix, AZ market. The Valley of the Sun includes Phoenix, Scottsdale, Glendale, Peoria, Mesa, Tempe, Chandler and Paradise Valley…just to name a few. And there are deals to be found in all of these markets.
Reason One~~~ RATES! Money has not been this affordable in most folks home buying life! You can get fixed rate loans under 5%…that is just CRAZY!
Reason Two~~~ INVENTORY! We have A LOT of choices for home buyers. Inventory is remaining high and the general feeling is that we will continue to have new homes coming on to the market for sometime.
Reason Three~~~Appraisal regulations are finally aligned with market realities. Fannie Mae has adjusted its appraisal guidelines…again. Now that appraisers have more flexibility to set values that reflect the current market, today’s deals will make it over the finish line.
Reason Four~~~Short sales just may be getting easier to close. The newly introduced HAFA program has many servicers actually processing short sales in a reasonable amount of time! Why short sales? Often they are still occupied and are better condition than competing foreclosure properties. The Phoenix, AZ real estate market is settling in to this “new normal”…more short sales and foreclosures than “regular” sales.
Reason Five~~~HUGE need for single family rentals! If you are considering investing…now is the time! With all folks being displaced due to losing their home…there is a GREAT opportunity for investors to get into our market. Many people can not live in apartments as they have pets and/or a need for a 3 car garage or RV parking. With rates so low…even investor rates are low…positive cash flow is attractive.
So…let me help you get off the fence. You can call me at 602-504-3898…or I have a GREAT search tool on my web site that gives you the ability to search the entire MLS…just like agents do. Very COOL!
Just go to www.adelecoffman.com and check it out if you would like! If you save even one home as a favorite, you will be prompted to enter contact information. If you do this…YOU can create and save as many searches as you would like. It is THE BEST MOST ACCURATE SEARCH OF OUR LOCAL MLS!!
Ah-Ha of the Day – Short Sale – Multiple Offers
July 29, 2010 by Jamie Sistek · View Comments
Note: Ah-Ha of the Day was created with the real estate professional in mind, but may be applied in other industries and provide great information for home buyers & sellers.
This relates to both Buyer and Seller representation…
Are you representing a buyer who is considering a short sale? Are you concerned once you have an accepted offer by the seller and the offer is submitted to the lender for approval, other offers may come in to which the seller will submit them to the lender? Could they be better offers, increasing your client’s chance of being rejected?
If you are the seller’s agent, do you have an obligation to submit all offers to the seller’s lender(s) even after an offer has been accepted by your seller and submitted to that lender?
In the Arizona Short Sale Addendum, lines 13-15 of the Short Sale Addendum state, “Nothing shall limit a seller from accepting subsequent offers from subsequent buyer(s) and submitting the back-up contract(s) to Seller’s creditor(s) for consideration. All parties understand and agree that Seller’s creditor(s) may elect to allow the Seller to sell the Premises only to the holder of the Contract with terms and conditions most acceptable to creditor(s).
If you are in another state that offers a short sale addendum, does it have similar verbiage?
Would it be in the Buyer’s best interest to omit those lines from the addendum as part of the offer?
Would it be in the Seller’s best interest to accept this modification? Could this be used in marketing the home as terms the seller will accept?
Something to consider….
Please feel free to comment on any Ah-Ha given. I don’t have all the answers, but we can learn things together and collaborate to make things better!
Home Buyers & Sellers: Have you considered buying or selling a home in the Scottsdale/Phoenix area? Call Jamie at 480-451-1400 or email Jamie@TickledPinkHomes.com and let’s get started!
Please let me know if you have any questions, anytime!
Tickled Pink,
Jamie Sistek – REALTOR
“That Tickled Pink Girl”
eXp Realty
480-451-1400 – Direct
480-734-1971 – Cell/Text
Jamie@TickledPinkHomes.com
Jamie on Facebook: www.facebook.com/sistek
“Tickled Pink Is What You’ll be;
My Customer Service Is The Key”
Realtors: Is your Real Estate Career or Company taking you where you want to go?
Need MORE business? Need MORE leads? What has your company done for you lately?
Ask Me Why… I joined eXp Realty
More Info: The World’s First Fully Immersed Web 3.0 Real Estate Company
View this article at: http://www.tickledpinkhomes.com/2010/07/ah-ha-of-the-day-short-sale-multiple-offers/
Ah-Ha of the Day – Short Sales – Seek Legal Counsel?
July 28, 2010 by Jamie Sistek · View Comments
Note: Ah-Ha of the Day was created with the real estate professional in mind, but may be applied in other industries and provide great information for home buyers & sellers.
As a seller’s agent, do you list short sales? If you do, are you listing them in the Multiple Listing Service (MLS) immediately following the signed agreement from the seller?
It may be in your best interest, and more importantly your client’s best interest, to wait at least 7 days prior to making the listing active. This gives the client the time and opportunity to talk to legal and financial counsel should they so choose.
If you list the home immediately, is there potential liability you could face? When did your client have an opportunity to talk to legal and financial experts?
It may also be in your and your client’s best interest to have a disclosure explaining their options for legal and financial counsel as well verbiage they have an opportunity to seek advice and will pursue this option or they are rejecting this opportunity.
You may want to talk to your broker as to what disclosures, if any, they may have or would like to create, to address this everchanging market.
Please feel free to comment on any Ah-Ha given. I don’t have all the answers, but we can learn things together and collaborate to make things better!
Home Buyers & Sellers: Have you considered buying or selling a home in the Scottsdale/Phoenix area? Call Jamie at 480-451-1400 or email Jamie@TickledPinkHomes.com and let’s get started!
Please let me know if you have any questions, anytime!
Tickled Pink,
Jamie Sistek – REALTOR
“That Tickled Pink Girl”
eXp Realty
480-451-1400 – Direct
480-734-1971 – Cell/Text
Jamie@TickledPinkHomes.com
Jamie on Facebook: www.facebook.com/sistek
“Tickled Pink Is What You’ll be;
My Customer Service Is The Key”
Realtors: Is your Real Estate Career or Company taking you where you want to go?
Need MORE business? Need MORE leads? What has your company done for you lately?
Ask Me Why… I joined eXp Realty
More Info: The World’s First Fully Immersed Web 3.0 Real Estate Company
View this article at: http://www.tickledpinkhomes.com/2010/07/ah-ha-of-the-day-short-sales-seek-legal-counsel/
Ah-Ha of the Day – What Is HAFA & Who Needs It Anyway? Why You NEED To Know What HAFA Offers!
July 27, 2010 by Jamie Sistek · View Comments
Note: Ah-Ha of the Day was created with the real estate professional in mind, but may be applied in other industries and provide great information for home buyers & sellers.
As a real estate agent, whether you list short sales or not, if you don’t think you need to know what HAFA is, you may need to think again.
If you aren’t familiar with the Home Affordability Foreclosure Alternative (HAFA), this program was announced in November 2009 and took effect on April 5, 2010. This is the fourth program from the US Treasury created to help homeowners, the first three to aid the homeowner in retaining the home and an attempt to avoid foreclosure and the last program, HAFA, to help sell the home as a foreclosure alternative.
Why do you need to know about HAFA, OR ANY OTHER PROGRAM FOR THAT MATTER? According to the HAFA Short Sales, The Complete Course class I recently attended and offer by the Hogan School of Real Estate, the REALTOR Code of Ethics contains numerous Articles and Standards of Practice which gives supporting evidence of the importance.
Below are a few quotes from the Code of Ethics, but not limited to:
“…REALTORS continuously strive to become and remain informed on issues affective real estate…” (Preamble)
“…REALTORS pledge themselves to protect and promote the interests of their client.” (Article 1)
“REALTORS shall avoid exaggeration, misrepresentation, or concealment of pertinent facts relating to…the transaction.” (Article 2)
“The services which REALTORS provide to their clients and customers shall conform to the standards of practice and competence which are reasonably expected in the specific real estate disciplines in which they engage; specifically, residential real estate brokerage…” (Article 11)
“Realtors shall not undertake to provide specialized professional services concerning a type of property or service that is outside their field of competence unless they engage the assistance of one who is competent on such types of property or service, or unless the facts are fully disclosed to the client.” (Article 11)
“The obligations of the Code of Ethics…shall be interpreted and applied in accordance with the standards of competence and practice which clients and the public reasonably require to protect their rights and interests considering the complexity of the transaction…” (Standard of Practice 11-2)
So before you think you don’t need to know this information, you may want to think again. Are you doing what’s in the best interest of your client by not knowing? Whether you work short sales or not, are you putting yourself and your client at risk by not knowing the options? Iif you list a short sale, but don’t disclose to your client the HAFA option, could this be potential liability in the future?
If you haven’t taken a class on HAMP, HARP & HAFA, I HIGHLY recommend you do so and the sooner the better.
If you are in the state of Arizona, I highly recommend the Hogan School of Real Estate’s 6 hour class of HAFA Short Sales, The Complete Course. This class was jampacked with great information. For more information, visit their website at www.HoganSchool.com.
Whether you are in the state of Arizona or not, if you would like to recommend another class you attended, please feel free to make comments!
Please feel free to comment on any Ah-Ha given. I don’t have all the answers, but we can learn things together and collaborate to make things better!
Home Buyers & Sellers: Have you considered buying or selling a home in the Scottsdale/Phoenix area? Call Jamie at 480-451-1400 or email Jamie@TickledPinkHomes.com and let’s get started!
Please let me know if you have any questions, anytime!
Tickled Pink,
Jamie Sistek – REALTOR
“That Tickled Pink Girl”
eXp Realty
480-451-1400 – Direct
480-734-1971 – Cell/Text
Jamie@TickledPinkHomes.com
Jamie on Facebook: www.facebook.com/sistek
“Tickled Pink Is What You’ll be;
My Customer Service Is The Key”
Realtors: Is your Real Estate Career or Company taking you where you want to go?
Need MORE business? Need MORE leads? What has your company done for you lately?
Ask Me Why… I joined eXp Realty
More Info: The World’s First Fully Immersed Web 3.0 Real Estate Company
View this article at: http://www.tickledpinkhomes.com/2010/07/ah-ha-of-the-day-what-is-hafa-who-needs-it-anyway-why-you-need-to-know-what-hafa-offers/
Strategic Foreclosure…A Good “Strategy”? Or Not?
July 25, 2010 by Adele Coffman · View Comments
Homeowners have found themselves in foreclosure for a number of reasons. Some lost their jobs–the national unemployment rate remains in the double digits–and had no way to make mortgage payments. Here in Arizona we have one of the highest rates of unemployment anywhere. Some people simply purchased properties they could never really afford. Some got caught up in “bad” loans that adjusted and made the home unaffordable. But as the housing crisis stumbles forward, an additional segment of home foreclosures has become clear: Many homeowners have the means to keep paying the mortgage but are simply walking away because they believe it’s best for their long term financial goals.
Different studies claim between 25-35% of all borrowers currently have negative equity. And rather than continuing to make payments on an investment that’s now worth significantly less than what they paid for it, many borrowers are throwing in the towel. The general feeling amongst those that are using a strategic default is that it will take years for their homes market value to recover. They basically walk away from the property and start fresh.
But are the lenders themselves to blame for this…I think maybe so. Some people have tried loan modification programs and they have become so exasperated at their lenders for not doing more to help…they just can’t take it anymore. Anyone who has ever tried to get a loan modification know that lenders do not make it easy. Often times borrowers can’t get any response from their lenders and are repeatedly told to send in the same documents over and over again.
But Fannie Mae is “putting their HUGE foot down”. The following was posted on their site July 23, 2010:
“Fannie Mae (FNM/NYSE) announced today policy changes designed to encourage borrowers to work with their servicers and pursue alternatives to foreclosure. Defaulting borrowers who walk-away and had the capacity to pay or did not complete a workout alternative in good faith will be ineligible for a new Fannie Mae-backed mortgage loan for a period of seven years from the date of foreclosure.” Read full News Release here.
Ok…REALLY??? Is locking out this segment of potential homeowners from future financing really the best move? I know…they “signed and agreed to pay”…and changed their minds when they realized they would probably NEVER be right side up with the home investment they have now. But here is my thought.
Some of the folks I know who have done this are…a well known area Attorney, one of my personal doctors, a custom home builder and a corporate VP of a large local firm. Now..I personally know two of these folks and they REALLY tried for a loan modification. When a loan modification was offered to one of them…it saved him $17.00 per month! Seriously? That is a joke. One tried to short sale as well…and had no success…as the bank took 9 months to act on the offer and the buyer walked. Now…that was over a year ago and I know lenders have been getting better at processing short sales…but many of the people who have gone the strategic foreclosure option made an effort to try alternatives…and were unable to get it accomplished.
I am just saying. The main driving force for a recovery is going to come down to simple economics of supply and demand. Home ownership needs to be more affordable to more people. We will not see a full fledged recovery without the buyers to support it.
I think we need every hard working American who wants to buy a home…to be ABLE to. Seven years is a LONG TIME!!! I do see the other side of the argument…I really do. I just do not think the “seven year” plan is helpful to our real estate recovery as a whole.
Ah-Ha of the Day – Home Warranties – Sump Pump, Sewer Ejector, Septic Tank Pumping, Septic System Oh MY!
July 23, 2010 by Jamie Sistek · View Comments
Note: Ah-Ha of the Day was created with the real estate professional in mind, but may be applied in other industries and provide great information for home buyers & sellers.
Have you represented a buyer that bought a home with a sump pump, septic system, sewer ejector or septic tank pump? Did they purchase a home warranty? If yes, does their warranty have the appropriate coverage for any of the above either standard or optional? If optional, did they knowlingly request or reject it? If the home warranty company they chose did not have the coverage available, did one of the other home warranty companies you recommended have the coverage available? Did you inform your client of this?
According to the Old Republic Home Warranty Representative I spoke with regarding the salt water pool AH-HA, she stated Old Republics Standard Plan covers the Sump Pump, but the Septic Tank Pumping/Septic System/Sewage Ejector Pump is optional coverage.
We aren’t in the busineses to sell home warranty plans, BUT is it worth your time to know the home warranty plans you are recommending and whether those plans have the coverage that your client needs? Could you be taking a risk if after your client has a claim denied due to it not being covered, finds out that this coverage was either an option that could have been added or another home warranty company had this coverage available, so they file a complaint against you as the buyer’s agent stating “they would have purchased had they known.”? Whether or not the buyer is being truthful, more prudence and liability may be put on the agent as the agent is recognized as the professional.
What about other additional coverage options? Are you going through the options with your client? It may be in your and your client’s best interest to review companies and option that are specific to their purchase, have them initial the options were reviewed and either accepted or rejected and keep a copy of this in their file.
Please feel free to add an Ah-Ha or comment on any Ah-Ha given. I don’t have all the answers, but we can learn things together and collaborate to make things better!
Crush it!
Please let me know if you have any questions, anytime!
Jamie Sistek – REALTOR
“That Tickled Pink Girl”
eXp Realty
Email: Jamie@TickledPinkHomes.com
www.tickledpinkhomes.com
480-451-1400 – Direct
480-734-1971 – Cell
“Tickled Pink Is What You’ll be;
My Customer Service Is The Key”
Have you considered moving to the Scottsdale/Phoenix area or looking for a second home? Call Jamie at 480-451-1400 or email Jamie@TickledPinkHomes.com and let’s get started!
Realtors: Is your Real Estate Career or Company taking you where you want to go?
Need MORE business? Need MORE leads? What has your company done for you lately?
Ask Me Why… I joined eXp Realty
More Info: The World’s First Fully Immersed Web 3.0 Real Estate Company
View this article at: http://www.tickledpinkhomes.com/2010/07/ah-ha-of-the-day-home-warranties-sump-pump-sewer-ejector-septic-tank-pumping-septic-system-oh-my/
HAFA? What The Heck Is THAT and Why Should You CARE!??
July 21, 2010 by Adele Coffman · View Comments
Well…let’s start by defining what HAFA means. It stands for Home Affordable Foreclosure Alternative Programs. It is basically divided into four separate programs.
1. Home Affordable Refinancing Option (I am not addressing this option in this post as most folks in our market exceed this requirement… “The amount you owe on your first lien mortgage does not exceed 125% of the current market value of your property”).
2. Home Affordable Modification Program
3. Second Lien Modification Program
4. Home Affordable Foreclosure Alternative Program
Not all loans will qualify. All servicers for loans owned or guaranteed by Fannie Mae and Freddie Mac are required to participate. Additional servicers are strongly encouraged to participate. The list of servicer participants will be updated at www.MakingHomeAffordable.com/contact_servicer.html.
Since there was A LOT of material to digest in the class I attended on this…I will just be addressing items 2 and 4 for now.
If you are a homeowner looking for options…start here…at the Making Home Affordable web site. At first it may seem a bit confusing…but might well be worth it in the long run!
The first thing they are going to want you to do is determine if you are eligible for the “Home Affordable Modification Program”. The borrower MUST be the one to initiate the process…not the Realtor or another 3rd party.
To apply for a modification under HAMP, you must:
- Be the owner-occupant of a one- to four-unit home.
- Have an unpaid principal balance that is equal to or less than:
- 1 Unit: $729,750
- 2 Units: $934,200
- 3 Units: $1,129,250
- 4 Units: $1,403,400
- Have a first lien mortgage that was originated on or before January 1, 2009.
- Have a monthly mortgage payment (including taxes, insurance, and home owners association dues) greater than 31% of your monthly gross (pre-tax) income.
- Have a mortgage payment that is not affordable due to a financial hardship that can be documented.
If you answered YES to all of these questions, you may be eligible for a modification under HAMP. Only your servicer will be able to tell you if you qualify.
What if you are facing foreclosure?
Participating servicers may not refer a loan for foreclosure sale or proceed with a foreclosure sale on an eligible loan until the homeowner has been evaluated for HAMP and, if eligible, a trial modification offer has been made. Participating servicers must use reasonable efforts to contact homeowners facing foreclosure to determine their eligibility, including in-person contacts at the servicer’s discretion. Foreclosure sales may not be conducted while the loan is being considered for a modification or during the trial period. Additionally, once a homeowner has entered into a trial period plan by submitting the first trial period payment, the servicer may not take the first legal action to initiate a new foreclosure.
You owe more than your house is worth. Will a modification under HAMP reduce what is owed?
The primary objective of the HAMP is to help homeowners avoid foreclosure by modifying troubled loans to achieve a payment the homeowner can afford. Servicers may, but are not required to, offer principal reductions. It is more likely that your servicer will use interest rate reductions and term extensions in order to make your payment more affordable.
What if you are not eligible for HAMP?
If you are determined to be ineligible for HAMP, the servicer will consider you for other home retention options. If homeownership is no longer an affordable or desirable option, the servicer will consider you for additional foreclosure avoidance programs, including Home Affordable Foreclosure Alternatives Program (HAFA).
The point of this to take note of is that you may be FORCED to jump through the hoops of HAMP…to get to the starting point of applying for the HAFA short sale option.
Homeowners must be evaluated for HAFA within 30 calendar days of the following:
- The borrower does not qualify for HAMP.
- The borrower does not successfully complete a HAMP Trial Period.
- The borrower is delinquent on a HAMP modification.
- The borrower requests a short sale or Deed-in-Lieu of Foreclosure.
Before evaluating a homeowner for HAFA, a participating servicer must first consider that
homeowner for other loan modification or retention programs that they offer. In addition, pursuant to
the servicer’s policies, every eligible homeowner must be considered for HAFA by a participating
servicer before the homeowner’s loan is referred to foreclosure and before the servicer may allow a
pending foreclosure sale to continue.
Why consider a HAFA short sale? Well…I can give you a few reasons!
So…if you are someone who is losing sleep in fear of having to get rid of your home…call me and let’s talk about this very viable option.
Or…if you are looking to buy a home in the Metro Phoenix Area…I would love to help you. Call me at 602-504-3898…or go to my web site at www.AdeleCoffman.com and SEARCH FOR HOMES JUST LIKE AGENTS DO!
Ah-Ha of the Day – To Farm Or Not To Farm
July 21, 2010 by Jamie Sistek · View Comments
Note: Ah-Ha of the Day was created with the real estate professional in mind, but may be applied in other industries and provide great information for home buyers & sellers.
What is farming? And no, not the farming that is done on Facebook’s Farmville or other application. Farming is a form of prospecting for new leads for your business. One form of farming is postcards sent to a specific area, could be any size such as a city, zip code, or subdivision, etc.
Do you think farming through postcards is expensive and not worth your time? Consider this idea…
Sending 500+ postcards for a one time shot MAY not be worth your time or money, but consider sending 100 cards 5 times to the same group, such as Just Listed, Open House, Just Sold etc.
It’s better to touch a small group 5 times than a large group once.
Please feel free to add an Ah-Ha or comment on any Ah-Ha given. I don’t have all the answers, but we can learn things together and collaborate to make things better!
Crush it!
Please let me know if you have any questions, anytime!
Jamie Sistek – REALTOR
“That Tickled Pink Girl”
eXp Realty
Email: Jamie@TickledPinkHomes.com
www.tickledpinkhomes.com
480-451-1400 – Direct
480-734-1971 – Cell
“Tickled Pink Is What You’ll be;
My Customer Service Is The Key”
Have you considered moving to the Scottsdale/Phoenix area or looking for a second home? Call Jamie at 480-451-1400 or email Jamie@TickledPinkHomes.com and let’s get started!
Realtors: Is your Real Estate Career or Company taking you where you want to go?
Need MORE business? Need MORE leads? What has your company done for you lately?
Ask Me Why… I joined eXp Realty
More Info: The World’s First Fully Immersed Web 3.0 Real Estate Company
View this article at: http://www.tickledpinkhomes.com/2010/07/ah-ha-of-the-day-to-farm-or-not-to-farm/
Looking for a private lifestyle….Scottsdale is the answer
July 20, 2010 by Wendy Cracchiolo · View Comments
If privacy is what you crave? You want to live in a beautiful city with everything–but live on the low-down–No Paparazzi, no media circus–just casual, elegant living…and plenty of it!
Scottsdale, Arizona has it all–gorgeous people, places and things! Visitors are always pleasantly surprised at just how modern and forward Scottsdale is. The real estate, the unbelievable shopping, golf, hiking, and no-shortage of great entertainment, including thousands of great restaurants, night clubs, spa’s, private country clubs , private fitness clubs and every other type of activity you can imagine.
Residential real estate pricing is so low compared to recent past but all the amenities are included…very much a “BUYERS MARKET”–for all different types of homes-including first time homes all the way up to the luxury market behind very private gates!!
Rock Stars, Super Models and lots of professional athletes and so many more celebrities all have homes here. They know better, because 9 months out of the year we boast temps in the 70′s, have so many golf courses–too many to count, the night life never ends….and it is so centrally located to Vegas, Los Angeles, San Diego–Dallas–Sky Harbor Airport is a very easy in and out access airport–and the very convenient and private Scottsdale Airport for easy access to those with private planes at their finger tips!
High visibility VIP’s –you know who you are –can find great escapes in Scottsdale…fly in quitely, be picked up by private transportation–shuttle to your resort style homes, see private doctors with low key recoveries….anything you may need when you don’t want the blaze of papparazi flashing away–let me show you the elegant, yet completely private lifestyle you crave when you are not performing or playing to the fans–the perfect get-away town…one stop for everything you need once you step out of the lime light
Just come take a peek….check in to one of our many spectacular resorts for a summer visit and once your rested from your busy life– let me, Wendy Cracchiolo, your Private Real Estate Specialist , with ( the green) eXp Realty www.eXprealty.com for the Scottsdale/Paradise Valley market–show you some of the most amazingly beautiful homes we currently have available on our market. Even if you are just curious, and have always wanted to explore Scottsdale, head this way and combine an amazing vacation with a very private yet exclusive real estate excursion! You pick the homes you want to see…..And I will make it happen!
www.montelucia.com, www.arizonabiltmore.com www.phoenician.com
Contact me today and I will get you started with an e-mail that links you to all the great homes that are for sale.
Wendy Cracchiolo, Private Real Estate Professional for eXp Realty
Scottsdale, Arizona 602-672-2806 wendy.c@scottsdaleparadise.com www.scottsdaleparadise.com www.phoenixpowersearch.com
Could YOU Live in These Houses?
July 20, 2010 by Adele Coffman · View Comments
There are many things I would like to try…but this is NOT one of them! There are some really different houses out there and I have picked a few of my favorite to share!
This one is AMAZING! I notice he does not refer to having a wife however. Check it out…Jay’s Tiny House.
The next one is for the couple who is truly “on the go”!
Now…for the other end of the spectrum!
Who wants to clean THIS place??
Well…maybe these are not the homes for you…but if you are looking for a home in the Valley of the Sun…give me a call at 602-504-3898…or take a look at my web site AdeleCoffman.com WHERE YOU CAN SEARCH OUR MLS JUST LIKE AGENTS DO!
