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Credit Ratings and FICO Scores

Adele Coffman

Last week I took a class hoping to gain additional knowledge to assist my clients with getting into a position to be able to purchase a home. And it worked. I learned A LOT! I will just touch on the highlights here. First, with so many people struggling right now it was interesting to learn the following…how long do life’s “mishaps” effect credit? Credit accounts: Accts paid as agreed remain for up to 10 years. Accts not paid as agreed remain for 7 years. Collection accounts: Remain... [Read more]

Is The Grass Greener in a Virtual Office?

Adele Coffman

The short answer is YES! I changed companies in January of this year and I am so grateful that I did. My last company was seemingly “cheaper” than where I am now….but that is a very short sighted view of the truth. They were maybe less expensive…but they did NOTHING for me as an agent to help me grow my business. I worked there for over 17 years and got little to no real value from the company. But the owner of the company lives in a multi-million dollar home. Hummmm…. What I have discovered... [Read more]

Metro Phoenix Homes For Sale

Adele Coffman

I thought I would share some thoughts on where we are with sales and pending sales here in the Metro Phoenix Area…according to stats available to Realtors via the MLS (Multiple Listing System). We are very blessed to have a SUPER BRAIN named Mike Orr provide us with the Cromford Report…a daily market insight into the Phoenix metropolitan area residential re-sale real estate market. He takes the data and breaks to down into charts and graphs that clearly illustrate the movements of the market.... [Read more]

Will The Housing Market Double Dip?

Adele Coffman

There is wide speculation that the housing market still has another “bubble” that has not yet burst. I can argue both sides of this as I do not think ANYONE really knows what will happen. But we can possibly predict when things will begin to happen to some degree. What do I mean by that? Well…there is a school of thought that we are not on the road to recovery based on the fact that “option ARM” loans have yet to reset. An option ARM loan is an adjustable rate mortgage with the added flexibility... [Read more]

Do you know what to expect when buying a new build?

… Probably not!  Even experience buyers or buyers that have bought new builds before can become confused and frustrated.  How to fix this problem?  Get a Realtor!  It is our job to know or figure out what you are really getting yourself in to when you buy a new build.  Let me give you an example… Some buyer just picked out a new build in a awesome new, Green, Energy Efficient community (CLICK HERE to find out more about these homes!)  Anyway, yesterday we met at... [Read more]

Search The Phoenix Area MLS…Just Like Agents Do!

Adele Coffman

We are blessed to have one of the most sophisticated Multiple Listing Services (MLS) available…and I let my clients create searches and save favorites…just like I DO as an agent! Without exception…if you are using ANY OTHER SEARCH…it is via a third party and typically NOT as accurate or comprehensive as the search you can do here…GREATER PHOENIX HOME SEARCH! I decided to purchased this product directly from FLEXMLS…our local provider as I was constantly being asked about homes that... [Read more]

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